Debt Structuring & Advisory
Strategic Capital Structuring. Smarter Funding Decisions.
At SMC Finance, we help businesses, investors, and developers across Australia unlock smarter capital structures through expert debt advisory services. Whether you’re managing multiple loan facilities, refinancing under pressure, or seeking strategic funding for growth, our tailored approach helps you regain control and move forward with confidence.
Why Many Investors Hit a Wall
Australia’s commercial finance landscape is highly specialised and often opaque. We frequently assist clients navigating challenges like:
Limited knowledge of commercial lending criteria
Unclear or conflicting advice from traditional brokers or lenders
Difficulty structuring finance for SMSFs or trusts
Uncertainty in assessing tenancy risk, valuations, or lease terms
Limited access to lenders outside major banks
Whether you’re buying your first warehouse in Melbourne’s West, a strata office in Sydney CBD, or an NDIS property in Brisbane, SMC Finance guides you with insight, precision, and commercial foresight.
Poor loan terms due to rushed decisions or lack of lender competition
Misaligned debt with business cycles or investment goals
Fragmented loan portfolios across multiple lenders
Limited access to commercial and private lending channels
At SMC, we don’t just restructure debt – we reframe your entire borrowing strategy to align with your goals, industry conditions, and future growth plans.
What We Advise On
Serving Professionals Like You
Business Owners & CFOs navigating debt restructuring or expansion
First-Time Commercial BuProperty Developers & Investors managing multi-stage capital needsyers
High-Net-Worth Individuals with diversified loan portfolios
Commercial Operators with secured and unsecured business loans
Who We Advise
Business Owners & CFOs navigating debt restructuring or expansion
Property Developers & Investors managing multi-stage capital needs
High-Net-Worth Individuals with diversified loan portfolios
Commercial Operators with secured and unsecured business loans
Strategise Today for Tomorrow’s Success
Whether you’re seeking to optimise existing loans, navigate a complex development structure, or access alternative capital, SMC Finance provides the insight and execution to elevate your position.
