Business & Corporate Finance

Fueling Ambition with Strategic Financial Architecture

At SMC Finance, we empower Australian businesses to scale, restructure, and seize opportunity with precision-tailored funding solutions. Whether you’re a growing SME in Sydney, an established enterprise in Melbourne, or an emerging venture in Brisbane, we help businesses access the right capital – at the right time – with strategies that go far beyond off-the-shelf finance.

Constrained Working
Capital

Constrained Working Capital

Fragmented
Debt Structures

Fragmented Debt Structures

Fragmented
Debt Structures

Acquisition
Ambitions

Acquisition Ambitions

Constant Demand in Dynamic Markets

How We Support

Working Capital Solutions

Your goals drive every decision we make. We tailor each strategy to your individual needs - not lender quotas or templated frameworks.

Receivables Finance

Accelerate access to funds tied up in invoices — enabling reinvestment, growth, and reduced reliance on traditional overdraft facilities.

Term Debt Funding

Structured medium-to-long-term debt for asset acquisition, business reinvestment, or refinancing — tailored to your repayment profile and risk appetite.

Trade Finance

Empower import/export operations with strategically structured facilities that support global trade cycles and supplier negotiations.

Acquisition Funding

Sophisticated funding structures for M&A activity, equity buy-ins, or strategic acquisitions — supported by scenario modelling and lender alignment.

Debt Restructuring & Consolidation

Optimise your capital structure, reduce debt service obligations, and realign financial strategy with efficient consolidation and covenant management.

Growth Capital

Custom growth funding aligned with your roadmap — including product innovation, market expansion, or vertical integration.

Asset Finance

Smart financing for plant, equipment, vehicles, or specialised assets — structured to preserve cash flow and match asset life cycles.

Structured Finance Solutions

Complex, multi-instrument facilities engineered for large-scale transactions or bespoke financial arrangements requiring innovation and agility.

How We Support

Working Capital Solutions

Improve liquidity and maintain operational agility with custom credit facilities designed to support cash flow and vendor obligations.

Working Capital Solutions

Improve liquidity and maintain operational agility with custom credit facilities designed to support cash flow and vendor obligations.

Working Capital Solutions

Improve liquidity and maintain operational agility with custom credit facilities designed to support cash flow and vendor obligations.

Working Capital Solutions

Improve liquidity and maintain operational agility with custom credit facilities designed to support cash flow and vendor obligations.

Working Capital Solutions

Improve liquidity and maintain operational agility with custom credit facilities designed to support cash flow and vendor obligations.

Working Capital Solutions

Improve liquidity and maintain operational agility with custom credit facilities designed to support cash flow and vendor obligations.

Working Capital Solutions

Improve liquidity and maintain operational agility with custom credit facilities designed to support cash flow and vendor obligations.

Working Capital Solutions

Improve liquidity and maintain operational agility with custom credit facilities designed to support cash flow and vendor obligations.

Working Capital Solutions

Improve liquidity and maintain operational agility with custom credit facilities designed to support cash flow and vendor obligations.

Privately owned SMEs and mid-market corporates

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Acquisition-focused entities and investment groups

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Family businesses navigating succession or buyouts

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Developers and construction firms requiring operational funding

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Trade-based businesses needing flexible working capital

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Corporates undertaking strategic realignment or debt optimisation

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Who We Support

Privately owned SMEs and mid-market corporates

Acquisition-focused entities and investment groups

Family businesses navigating succession or buyouts

Developers and construction firms requiring operational funding

Trade-based businesses needing flexible working capital

Corporates undertaking strategic realignment or debt optimisation

Who We Support

Privately owned SMEs and mid-market corporates

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Acquisition-focused entities and investment groups

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Family businesses navigating succession or buyouts

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Developers and construction firms requiring operational funding

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Trade-based businesses needing flexible working capital

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Corporates undertaking strategic realignment or debt optimisation

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Who We Support

Privately owned SMEs and mid-market corporates

Acquisition-focused entities and investment groups

Family businesses navigating succession or buyouts

Developers and construction firms requiring operational funding

Trade-based businesses needing flexible working capital

Corporates undertaking strategic realignment or debt optimisation

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