Commercial Property Investment

Capitalise on Opportunity. Invest with Strategy.

Whether you’re seeking long-term income stability, capital growth, or diversification beyond residential real estate, SMC Finance delivers customised commercial property finance solutions that unlock smarter investment potential – nationwide. With our in-depth expertise and extensive lender network, we support business owners, seasoned investors, and first-time commercial buyers in accessing tailored funding solutions across Sydney, Melbourne, Brisbane, Perth, Adelaide, and major regional growth corridors.

Why Many Investors Hit a Wall

Australia’s commercial finance landscape is highly specialised and often opaque. We frequently assist clients navigating challenges like:

Limited knowledge of commercial lending criteria

Unclear or conflicting advice from traditional brokers or lenders

Difficulty structuring finance for SMSFs or trusts

Uncertainty in assessing tenancy risk, valuations, or lease terms

Limited access to lenders outside major banks

Whether you’re buying your first warehouse in Melbourne’s West, a strata office in Sydney CBD, or an NDIS property in Brisbane, SMC Finance guides you with insight, precision, and commercial foresight.

Limited knowledge of commercial lending criteria

Unclear or conflicting advice from traditional brokers or lenders

Difficulty structuring finance for SMSFs or trusts

Uncertainty in assessing tenancy risk, valuations, or lease terms

Limited access to lenders outside major banks

Whether you’re buying your first warehouse in Melbourne’s West, a strata office in Sydney CBD, or an NDIS property in Brisbane, SMC Finance guides you with insight, precision, and commercial foresight.

What We Serve

Commercial Investment Loans

Secured funding for office, retail, industrial, medical, and mixed-use properties.

Owner-Occupied Commercial Lending

Grow your business equity by owning your workspace.

Refinancing & Equity Release

Restructure existing debt or unlock equity for reinvestment.

Development Site Funding (Pre & Post DA)

Secure lending for land acquisition, DA-approved sites, and early-stage works.

Serving Professionals Like You

Business Owners

looking to purchase premises instead of leasing

First-Time Commercial Buyers

moving beyond residential portfolios

Experienced Investors

seeking diversification, higher yields, and asset security

Developers & Syndicates

Financing commercial development with equirements

Serving Professionals Like You

Business Owners

looking to purchase premises instead of leasing

First-Time Commercial Buyers

moving beyond residential portfolios

Experienced Investors

seeking diversification, higher yields, and asset security

Developers & Syndicates

Financing commercial development with multi-stage requirements

Copyright @ 2025 | smcfinance.com.au